﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>Zerodha Life Cycle Fund 2041</Fund_Name><Option_Names_Regular__Direct>Direct</Option_Names_Regular__Direct><Fund_Type>An open ended fund with attributes of pre-defined maturity and glide path for
goal based investing</Fund_Type><Riskometer_At_the_time_of_Launch>Very High</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Very High</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>Life Cycle Funds</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>Not Applicable</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>The primary objective of the Zerodha Life Cycle Fund 2041 is to provide a goal-based
investment solution that seeks to generate long-term capital appreciation by
investing across various asset classes i.e., Equity, Debt, InvITs, ETCDs, Gold/Silver
ETFs. The fund follows a pre-determined maturity and a dynamic glide path strategy
across the product lifespan initially maintaining an aggressive stance and
automatically transitioning toward a conservative, debt-heavy allocation to protect
capital as the target date approaches.

There is no assurance that the investment objective of the Scheme will be achieved.
</Description_Objective_of_the_scheme><Stated_Asset_Allocation>The asset allocation will be as follows:
Equity and Equity Related : (Maturity Years) 10-15 Yr - 65% to 80%, 5-10 Yr - 50% to 65 %, 3-5 Yr - 35% to 50%, 1-3 Yr 20% to 35%, &amp;lt;1 Yr 5% to 20%
Debt and Debt Related : (Maturity Years) 10-15 Yr - 5% to 25%, 5-10 Yr - 5% to 25 %, 3-5 Yr - 25% to 50%, 1-3 Yr 25% to 65%, &amp;lt;1 Yr 25% to 65%
Gold ETFs/Silver ETFs/ETCDs/InvITs  : (Maturity Years) 10-15 Yr - 0% to 10%, 5-10 Yr - 0% to 10%, 3-5 Yr - 0% to 10%, 1-3 Yr 0% to 10%, &amp;lt;1 Yr 0% to 10%</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>19 Jun 2026</NFO_Open_Date><NFO_Close_date>07 Jul 2026</NFO_Close_date><Allotment_Date>10 Jul 2026</Allotment_Date><Reopen_Date>13 Jul 2026</Reopen_Date><Maturity_Date_For_closedend_funds>Not Applicable</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>65% Nifty 200 TRI + 5% Domestic
prices of Physical Gold + 5%
Domestic
prices of Physical Silver + 25%
CRISIL 10 year Gilt Index</Benchmark_Tier_1><Benchmark_Tier_2>Not Applicable</Benchmark_Tier_2><Fund_Manager_Name>Kedarnath Mirajkar</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Primary</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>Kedarnath Mirajkar - 19 Jun 2026</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 0.00, Direct 1.39</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Nil</Exit_Load_if_applicable><Custodian>Citi Bank, HDFC Bank </Custodian><Auditor>M S K A &amp;amp; Associates </Auditor><Registrar>Computer Age Management Services Limited</Registrar><RTA_Code_To_be_phased_out>ZLC41</RTA_Code_To_be_phased_out><Listing_Details>Not Applicable</Listing_Details><ISINs>INF0R8F01216</ISINs><AMFI_Codes_To_be_phased_out>154437</AMFI_Codes_To_be_phased_out><SEBI_Codes>ZERO/O/L/LCY/26/06/0021

</SEBI_Codes><Minimum_Application_Amount>Rs. 100</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>any amount</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>Rs. 100</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>any amount</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>any amount</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>any units</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>Not Applicable</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>Not Applicable</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>Not Applicable</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>Rs. 100</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>Not Applicable</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>Not Applicable</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>Not Applicable</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>Not Applicable</Max_Switch_Amount><Max_Switch_Units_if_applicable>Not Applicable</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>Not Applicable</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Not Applicable.</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>Daily, Weekly, Fortnightly, Monthly, Quarterly, Half-yearly, Yearly</SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>Rs. 100</SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>any amount</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>1</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>1st to 28th</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>Not Applicable</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>